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Terms of Use

HSBC Global Asset Management (Canada) Limited ("AMCA") is a member of the HSBC Group of companies.

Visitors using this website and any of its pages (the "Site") must carefully read and agree to the terms and conditions and disclaimers set out below ("Terms"). By accessing this Site and any of its pages you are agreeing to the Terms set out below. By continuing to use this Site following the posting of any changes to the Terms you signify your agreement to the changes made. If you do not agree to the Terms, do not use this Site.

  • References to "you", "your" and "yours" are references to the person(s) accessing this Site
  • References to "we", "us" and "our" are references to AMCA
  • References to the "HSBC Group" or "HSBC" are references to HSBC Holdings plc, its subsidiaries and associated companies

Use of Information and Materials

This website is solely for investors resident in Canada. Products and services referred to in this Site are offered only at times when, and in jurisdictions where, they may be lawfully offered by AMCA or the relevant member of the HSBC Group. The materials on this Site are not intended for use by persons located in, or resident in jurisdictions that restrict the distribution of such materials by us. Unless otherwise specified, none of the unit trusts and mutual funds herein have been approved for sale or purchase by any authority outside Canada. Persons accessing this Site are required to inform themselves about and observe any relevant restrictions. By proceeding, you are representing and warranting that you are either resident in Canada or the applicable laws and regulations of your jurisdiction allow you to access the information. You are not entitled to access the Site if doing so would involve a breach of law by you or us in your country. It is your responsibility to be aware of the relevant laws and regulations.

The information contained in this Site, whether provided by us or another information provider, is not intended to provide professional, investment, insurance or tax advice or recommendations and should not be relied upon in that regard. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. Persons accessing this Site are advised to obtain appropriate professional advice when necessary.

All our products and services and those of other members of the HSBC Group are subject to the relevant terms and conditions and disclaimers governing their use.

No Advice

The information and opinions contained in this Site do not constitute a distribution, an offer to buy or sell or the solicitation of any offer to buy or sell any securities or financial instruments in any jurisdiction in which such distribution or offer is not authorised to any person. Nor does it constitute any advice or recommendation with respect to securities or any other financial instruments.

Access to other HSBC Websites

This Site may provide you with access to other HSBC websites ("Local Site"). Each Local Site will be governed by local terms and conditions in addition to the Terms. Please read the terms and conditions of the Local Site ("Local Terms") carefully before using the Local Site. If you choose to enter a Local Site outside your country of residence, you are advised that it may not be legal in that jurisdiction for you to use the facilities available on that Local Site, the legal requirements of that jurisdiction may prohibit you from dealing in that jurisdiction and that Local Site may contain products and services that are not authorised in Canada and not available to Canadian residents. If you use this Site to access a jurisdiction in which you are not resident you do so at your own risk and neither AMCA nor any other member of the HSBC Group will be liable for any breach of local law or regulation that you may commit as a result of using and accessing the Local Site in a country in which you are not resident. The provision of products and services pursuant to this Site and the Local Sites are subject to the Terms as well as the applicable Local Terms. Should the Terms conflict with the relevant Local Terms, the Local Terms shall prevail.

Risk of Investment

Please note that the value of investments and the income derived from them may fluctuate and an investor may not receive back the amount originally invested. Past performance is not necessarily indicative of likely future performance and the value and any income arising from any investment referred to on this Site may go down as well as up. Where an investment is denominated in a currency other than your base currency exchange rates may have an adverse effect on the value, price or income of that investment.

Changes in current rates of exchange or taxation may have an effect on the value, price or income of investments. Current rates of taxation may change and depend on individual circumstances.

Privacy and Personal Information

Please review our Privacy Policy, which is a part of these Terms and incorporated by reference, to learn about our information collection practices and the measures we take to preserve the privacy and security of your personal information.

Copyright and Trademarks

We, HSBC Canada, HSBC Group and other parties own the trade marks, logos and service marks displayed on this Site and users are prohibited from using the same without our written permission or that of such other parties.

The materials on this Site are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without our prior written consent. In particular, no one may use a part of our Site on any other website, or link any other website to our Site, without our written permission.

You undertake not to use the Site for any purpose which is unlawful, abusive, libellous, obscene or threatening. You undertake to comply with any terms notified to you as required from time to time by any third party supplier of data or services to the Site, including but not limited to, where necessary, entering into a direct agreement with such third party in respect of your use of their data or services.

Material Interests

Members of the HSBC Group and/or their officers, directors and employees may own or have positions in any investment mentioned herein or any investment related thereto and may from time to time add to or dispose of any such investment. Members of the HSBC Group may act as market maker, assume or have assumed an underwriting position in the securities of companies discussed or referred to in the Site (or investments related thereto) and may sell them to or buy them from customers on a principal basis and may also perform investment banking or underwriting services for or relating to those companies.

No Warranties

Some of the information and materials contained in the Site may be provided by third parties, we neither warrant nor represent that the information and materials are accurate or reliable. While every care has been taken in preparing the information and materials contained in this Site, such information and materials are provided to you "AS IS" without warranty of any kind, whether express or implied. In particular, no warranty regarding noninfringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials. We will not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on this Site.

We do not represent or warrant that the Site will be available or that it will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

Linked Websites

Where we provide hyperlinks to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Such websites may contain products and services that are not authorised in Canada and not available to Canadian residents. Following links to any other websites or pages is at your own risk and we will not be responsible or liable for any damages or in any other way in connection with linking.

Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.

Institutional Investors

Must meet the requirements set out in Canadian securities laws and regulations for accredited investors and permitted clients.

Internet E-mail

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to the HSBC Group or any messages sent by the HSBC Group to you over the Internet.

Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.

General

We may assign our rights and obligations under these Terms to any other member of the HSBC Group or to any successor to that part of our business which includes the Site, provided always that the assignee undertakes to comply with our obligations under the Terms, or appoint one or more agents to provide all or any of the service and references to "we", "us" or "our" will include references to such assignees and agents.

Governing Law

These Terms are governed by and interpreted in accordance with the laws of the Province of British Columbia, Canada and applicable federal laws of Canada.

Termination

AMCA may terminate your access to the Site at any time and for any reason and in its absolute discretion.

 

Disclaimer

Commissions, trailing commissions, management fees, investment management fees and expenses all may be associated with mutual fund investments. Please read the prospectus and Fund Facts before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other government deposit insurer or financial institution. The net asset values of all mutual funds, including the Funds, change frequently and any past performance may not be repeated. For money market funds, there can be no assurances that such funds will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Read more